Medicare Options
Medicare options include Original Medicare, Medicare Advantage, and prescription drug coverage, providing diverse healthcare choices.
Original Medicare is the federal health insurance program for people 65 and older. It includes Part A (Hospital Insurance) and Part B (Medical Insurance), covering hospital stays, doctor visits, and more. Beneficiaries typically pay 20% of the Medicare-approved amount for Part B services, while Medicare covers the remaining 80% .
A Medicare Supplement Plan, or Medigap, fills the gaps left by Original Medicare, covering out-of-pocket costs like copayments and deductibles.
Medicare Part C, or Medicare Advantage, is offered by private insurance companies approved by Medicare. These plans provide all the benefits of Original Medicare and often include additional coverage like prescription drugs, dental, vision, and more.
A Medicare Part D plan is prescription drug coverage offered by private insurance companies approved by Medicare. It helps beneficiaries pay for their medications, whether as a standalone plan or part of a Medicare Advantage plan.
Plan Enroll is your one-stop destination for navigating Medicare options. Compare plans, understand benefits, and easily enroll in the coverage that fits your needs. Simplify your Medicare journey and make informed choices with our user-friendly tools and expert guidance just a phone call away.
Marketplace Coverage
Marketplace plans are health insurance options available through the Health Insurance Marketplace, often with subsidies based on income
In the Marketplace, you'll discover a variety of health insurance plans, including Bronze, Silver, and Gold options. Each plan presents unique coverage levels and costs, empowering you to select the perfect fit for your needs and budget.
You may be eligible for Marketplace coverage if you're a U.S. citizen or legal resident living in the United States and don't have access to affordable employer-sponsored insurance or other government health programs.
Marketplace plans cover essential health benefits, including outpatient care, emergency services, hospitalization, maternity care, mental health services, prescription drugs, and more.
To apply for subsidies and ensure you're getting the right amount of financial assistance, contact me, your advisor, today. I'll help guide you through the application process and find the best plan for your needs. Let's make sure you're getting the coverage you deserve.
HealthSherpa is your one-stop destination for navigating Marketplace options. Compare plans, understand benefits, and easily enroll in the coverage that fits your needs. Simplify your Marketplace journey and make informed choices with our user-friendly tools and expert guidance just a phone call away.
