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682-382-9681

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Welcome to OpenTrust Advisors

 At OpenTrust Advisors, we’re dedicated to finding the perfect Medicare and Marketplace coverage tailored just for you. Our experienced advisors are ready to help you secure a policy that fits both your needs and your budget. Discover more about our Medicare and Marketplace coverage services on our website and reach out today to get started on your journey to optimal insurance! 

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Medicare Options

Medicare options include Original Medicare, Medicare Advantage, and prescription drug coverage, providing diverse healthcare choices.

Original Medicare

 Original Medicare is the federal health insurance program for people 65 and older. It includes Part A (Hospital Insurance) and Part B (Medical Insurance), covering hospital stays, doctor visits, and more. Beneficiaries typically pay 20% of the Medicare-approved amount for Part B services, while Medicare covers the remaining 80% .

Medicare Supplements

 A Medicare Supplement Plan, or Medigap, fills the gaps left by Original Medicare, covering out-of-pocket costs like copayments and deductibles. 

Part D/Prescription Drug

 A Medicare Part D plan is prescription drug coverage offered by private insurance companies approved by Medicare. It helps beneficiaries pay for their medications, whether as a standalone plan or part of a Medicare Advantage plan. 

Explore Plans

 Plan Enroll is your one-stop destination for navigating Medicare options. Compare plans, understand benefits, and easily enroll in the coverage that fits your needs. Simplify your Medicare journey and make informed choices with our user-friendly tools and expert guidance just a phone call away. 

The Medicare & Final Expense Playbook

Don’t get overwhelmed by all the Google searches our Medicare & Final Expense Learning Hub has everything you need in one place! With simple guides, helpful videos, clear articles, and fun infographics, we’ve made it easy for you to find exactly what you're looking for. Take a deep breath, dive in, and get the answers you need without the confusion!


Marketplace Coverage

Marketplace plans are health insurance options available through the Health Insurance Marketplace, often with subsidies based on income

What types of health insurance plans are available in the Marketplace?

 In the Marketplace, you'll discover a variety of health insurance plans, including Bronze, Silver, and Gold options. Each plan presents unique coverage levels and costs, empowering you to select the perfect fit for your needs and budget. 

Am I eligible for Marketplace coverage?

 You may be eligible for Marketplace coverage if you're a U.S. citizen or legal resident living in the United States and don't have access to affordable employer-sponsored insurance or other government health programs. 

What benefits are included in Marketplace plans?

 Marketplace plans cover essential health benefits, including outpatient care, emergency services, hospitalization, maternity care, mental health services, prescription drugs, and more. 

How do I apply for subsidies to help lower my premiums or out-of-pocket cos

 To apply for subsidies and ensure you're getting the right amount of financial assistance, contact me, your advisor, today. I'll help guide you through the application process and find the best plan for your needs. Let's make sure you're getting the coverage you deserve. 

Explore Plans

 HealthSherpa is your one-stop destination for navigating Marketplace options. Compare plans, understand benefits, and easily enroll in the coverage that fits your needs. Simplify your Marketplace journey and make informed choices with our user-friendly tools and expert guidance just a phone call away. 

Your Advisors


We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.


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